Temporay Van Insurance 

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Temporay Van Insurance

A Temporary Van Insurance policy is designed to help those needing the use of a van for a short period of time. The policy issued will be a comprehensive policy that will protect you and the owner of the van. Temporary policies are great if you only need temp cover and more cost effective than taking out a 12 month policy.

Temporary Van Insurance providers include Aviva, RAC and AA

The market for temporary van insurance has grown rapidly as more and more customers take advantage of this flexible and cheap option for temporary van protection. In the beginning only  a few specialist brokers offer this option now the big players that include Aviva short term insurance, RAC and the AA all offer cover for cans on a temporary basis.  While each insurer might have their own restrictions, the industry average is for coverage from 1 to 84 days. There are some insurance companies that also issue this type of policy for just 1 hour.

Why would I need Temporary Van Insurance?

The use of Temporary Van Insurance is for when you need to borrow or rent a van to haul something. Under UK law all vehicles on the road must have motor vehicle insurance and the temporary insurance fills this requirement. 

What do I need to apply for Temporary Van Insurance?

Items you must submit to the insurance company include the following;

  • Your name and address.
  • A copy of your driver’s license.
  • Your driving history. Most insurance companies only issue this type of coverage to drivers with no accidents or tickets in the past 3 years.
  • The details of the van you want to insure including its age, mileage and condition of it.
  • The time and date you want the coverage to begin and end.
  • The full payment of the premium.

What type of coverage will the Temporary Van Insurance be?

There are two types of policies being issued to those purchasing Temporary Van Insurance. This includes full comprehensive insurance in the UK and third party only in the EU. There is also full comprehensive insurance in both the UK and EU.

What type of van can I use with the Temporary Van Insurance?

You can use any type of van you have a driver’s license to operate. For small vans a regular car license is sufficient. For the 3.5 tonne vans you will need a special license to operate it legally and to get the insurance.

What determines the cost of the premium for a Temporary Van Insurance policy?

The factors used to figure the cost of the premium for the Temporary Van Insurance policy includes your age, driving history, number of claims you have made in the past, the vehicles age, its condition, the mileage along with how far your destination is and for how long you need the coverage.

Every provider of temporary van insurance will stipulate different rules and regulations on what your policy covers you for and what is excluded. As such always read the policy carefully to make sure that you abide by the conditions. Failing to do so will invalidate any claim that you make.
In particular check any age restrictions. 

Most brokers include clauses for young van drivers and some stiplute must be 23 or over and under 75.
Another area to scrutinise relates to weight limits. Limits are usually 3.5 tonne on most vans and Light commercial vehicles.
As always read the small print before driving off and if unsure simply speak with your broke.

Temp Van Insurance 

Protect your van today. Quick quotes from over 20 insurers.